But for cashflow this is terrible.Comparatively speaking, I do see properties that need capital improvements.

If not ask to speak with a manager.

Hey @Ian Russell, I'd recommend speaking with @Whitney Nash, she's a fantastic QI and can help you out.

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.

First, let's be very clear here.The mortgage your speaking of is a private agreement between the seller and the lender.

Thinking you can identify scammers by speaking to them or reading reviews is naïve.

I have seen REI Hub recommended on here, but I am unsure of their ability to work with local banks, so if anyone has any experience they can speak of that would be greatly appreciated.  

If being optimistic I'd say I could do 4 per week on never ending conveyor belt. yes, again i am speaking in literal not theory.

So I would be happy to speak to this with no sales motive involved. 

Different lenders can view income in various ways depending on who you speak with.