It indirectly impacts the credit score, which would be included in either metric.

Also, consider the impact on your liquidity—ensure you won’t need that cash elsewhere during the project.Off-Market Deals: These can offer better margins.

However, for longer-term profitability, flexible loan terms often have a bigger impact, especially with interest rates or repayment structures that align with your goals.

My question pertains to impact fees. 

We are solely working on assisted living:- Buying homes and leasing them at higher than market rates to these business operators- Purchasing existing businesses with the real estate- Developing / building newFor us, the business makes the real estate cash flow, we can create a massive impact, and the demand outpaces supply and will continue to be that way for the next couple decades.

Keeping them in the loop could help avoid conflicts or complications down the line.Lastly, think about framing your case around fairness and practical impact.

Always evaluate your options based on ROI and the impact on tenants to find the best path forward.Good luck!

We get into RE to have a positive impact on our lives.  

The shorter the prepayment term has an impact on increasing the rate.4.

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