Unfortunately, there is no one size fits all approach.

In my family-size house, we have a drip coffee maker and a Keurig.

Has anyone reached out to their bank's fraud department to see if they are maintaining account balances reflective of their operations size?

As far as the size I think it would depend on the space. 

Assuming the ditch is a foot wide that's almost 14 yards of dirt, which is a full size dump truck worth of material. 

These will specify how the land can be used, the size of parcels, and what you have to do to build on it.

Thanks for input - He's insisting that because it's a DSCR loan, and because the size of the deal is too small to go into their "Portfolio Loan" product, that it has to be two separate loans. 

I'm interested in learning a bit more about typical vacancy percentages, size of the local population being serviced, reasonable percentage of effective gross income for expenses, etc. as well Peter.Hopefully some experienced member(s) will sound off!

I recall reading somewhere Memphis had the highest vacancy rate for a city that size in the nation.

Basically the building size is limited by the lot size.