the city i live in (especially under the current mayor) is so anti owner that it is frustrating beyond belief!

I have been listening to the BP podcasts religiously since March of this year on my hour commute to and from work, been lingering long enough on here and figured I'd finally write my first post.

I have focused on one neighborhood of the city that I believe will have a steady rent and is fairly affordable and am direct mailing them religiously!

If for whatever reasons ( mostly religious I suppose), having a loan is not an option, there are other ways I have found out.

There's a fairly common thought/belief that it's safer to have 100 small checks a month than 10 big ones.  

Getting approved for a loan will boil down to one thing: the bank's belief in your ability to faithfully pay back the loan without any issues.

I would perhaps consider doing only one half and then living in the other and renovating as I go and do that out of pocket. thanks for the info about what rate you got, that solidifies my belief of getting a low 4% rate. 

For anyone local who refers a tenant to me, I'll be offering a referral fee of $100 to them personally or $125 to the charity of their choice.What I wanted to do is talk to the neighbors around the unit, the owner of the local cafes (one of whom is also very involved in the large local Pagan group), maybe the head of the rotary club, and local religious congregation heads about it.

I also love YNAB for personal budgeting and use it religiously (knowing your income/expenses to the penny is key to profitable money management), so for the past few months I've increased my savings by pretending I'm carrying a note on a BRRRR and paying money into an account as if I'm in the middle of a 6 month rehab phase.I recommend that if you haven't laid out a business plan yet, grab a pen and paper and start mapping out your goals and how you'll get there. 

Contrary to popular belief, companies (even A+ ones) do go bankrupt and the triple net lease goes away.