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Hi Vicente, you could ask his expertise and experience, knowledge of legal and regulatory compliance, etc. 

My only setback is the financing as I don't have all the cash on hand.

Are there regulatory barriers to this type of arrangement? 

I suspect they are flying under the radar of their regulatory agency for now but with the shenanigans you describe, i bet it won't be for long.

Before you say "I am a fiduciary" please go submit your ADV or regulatory documents to the Institute for the Fiduciary Standard as I have and get third-party approval that you are in fact a fiduciary. 

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