I can totally see why you may have felt ashamed, but the reason these forums exist is to share information.

I have a feeling my entire local market is going to be the same outlook to make their over value seem reasonable to themselves..Do you or they, control the future?

(The same reason many people (maybe mostly men?)

Quote from @Paige Gardner: Does anyone have Any HML recommendations I'm a beginner and want to get started right away but want to weigh my options  Hi Paige, Is there a reason why you need to start with a HML first?

Calculate how much more in interest, lost profits, etc it will cost you to have this “blip” on your credit report.  

I find that the best deals on the market are usually newly listed (less than a week on the market) and usually the deals that haven't sold have significant issues with them.What are the reasons that you think homes sit on the market for a long time and how do you navigate the issues to make a deal that works for you? 

I am a power user for Zoho for a number of reasons including following:Zoho CRM, truly the beast out there.

I very quickly had to reorient him to my reasons for dissatisfaction, to which he offered no remorse.

.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

We network with other fix & flippers teaching them how to properly structure a seller financed note so that it has value on the secondary market, we then buy a partial from them to take out most, if not all, of their cost basis so they can recapitalize and go do another deal.