And you can still work your job until you have enough cash flow to pivot into part time.

Each city’s approach can play a unique role, but zoning for higher density developments stands out as a powerful strategy, albeit a tough one to get passed.

Strategically positioned behind two other investment properties, it plays a central role in transforming the area into a thriving residential community.

Presuming not your deal, or employee of the sponsor; what other active role (other than raise $) will you have in the deal?

But even if buying it cash and then financing it, lenders won't finance the dwelling portion... which means more money.Now, I am trying to pivot and thinking of the next good option.

It is a huge plus if you can be near business areas or hospitals so you can always pivot to mid-term rentals if the short-term rental becomes too much hands on work or you can even use short-term rents in between mid-term stays 

The accessibility to contractors, market familiarity, and buyer demand all play huge roles in the success of a project.

They may have played a role in your credit card denial.  

I have two friends who own rental properties and they are successful with their properties, I read Rich Dad Poor Dad twice along with Rental Property Investing and Power of Habit, I've been told by multiple people apart of the Baby Boomer and Generation X that they wish they invested in Real Estate at my age, I was a Resident Advisor at my University and I enjoyed that role so some of the skills are transferrable, and lastly this is the best time for me to take a risk.

In some states, particularly those with warmer climates and robust population growth, seasonality plays a less significant role.