This comes from several data points, the first being the average age at which people are choosing to stop renting and buy their first home.

You still need to have a minimum cushion into your bank and/or savings account for these situations.As I wrote earlier, velocity banking is a system that can be helpful for people who don't know how to manage their money and are prone to overspend.

Try to have a sit down meeting with the HOA board which may only be three people.  

Why else would so meany people be trying to help you for free?

To move forward, determine whether you prefer local or out-of-state investing, cash flow or appreciation, and self-management or hiring a property manager.Good luck!

We have over 20 yrs of experience in managing here in Memphis. 

I'm a Realtor, property manager, and investor in San Angelo.

Only thing I'd say is that I've seen a slight tightening of the market as more people hear about the model.

Man, I love seeing people take action like this!

People love to be useful to others and asking for advice tends to give them an ego boost.