The concern with places like Irvington will be once you move out and no longer owner occupy how do you raise rents legally.   

Even open houses on occupied rentals are a bad idea.If you want the highest sales price possible, you will have to list it on the MLS. 

Did you know that Fannie Mae recently lowered the required down payment to 5% for owner-occupied 2-4 unit homes?

Tenant occupied through Nov. 2023.  

With the newer 5% down conventional loan for owner-occupied multifamily option, I generally advise people to start analyzing from there if they want to house hack a multifamily with minimal down.  

I would definitely sell to an owner occupied resident since that is what the park is telling you.

I plan to start my investing journey with an owner occupied multi-family in Albany or the surrounding cities.

For example in many jurisdictions I can STR units in a duplex but cannot STR an ADU (some jurisdictions will let you STR if you owner occupy).

Owner occupied loans have allowed us to purchase properties in markets with heavy appreciation, and potential for huge rent increases.

The house is no longer occupied and needs work.