What is on the insurance application that you signed? 

Right now I use an VA from the Philippines to respond to all my leasing questions (from Facebook, email, text, and phone) and help with application screening and it's been working great for over 5 years!

As long as your primary residence on your drivers license is updated correctly and you fill out this new residence as primary application, it may be no problem.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

It is a little slower to find a tenant, in our case maybe 3-4 weeks instead of 1-2 to get our average 10 applicants for 1 signed lease. 

An appraiser likely won't be able to value a 1-4 unit property based off STR rents (whether projected or actually incurred), and if they are, the lender won't lend off said valuation for their applicable value (value they're lending off of). 

As a general rule of thumb most municipalities expect for the applicant to demonstrate hardship.

Its byproducts include over five churches and numerous community-building activities whose effects are still felt today.

To receive the 4% ratio, you have to submit an application showing the property is your primary residence.

If you receive a loan application that reads: How many flips have you completed in the last xyz years?