Let me do some more digging, but really appreciate the input.

I also covered this many times on BiggerPockets Facebook Live events if you can dig those out from around 2020 and 2021.

Most know to make those private but not all do and you would be surprised what shows up on those.The bottom line is dig, dig, dig.

Or is there going to be understanding for digging deeper when the initial screening process produces these apparent inconsistencies?

Amazing how many investors, who are supposed to be business people, not just normal consumers, fall for sales pitches that lack substance once you dig deeper.

You will pay upfront points for the "risk" the banks take for not digging into the borrower's ability to pay.

once you get that.. if those mortgages are in deed gone like they would be in almost all states.. then they wont show up on the report if they are there and are exceptions then you need to dig further. 

When it comes to the strategy you're looking to learn, I would dig into Anderson Business Advisors and Toby Mathis (Tax Toby) channels on YouTube.

In texas you can for sure and many other states.. this is why buying notes one has to really dig deep into EACH states rules etc..

You’ll definitely want to dig into the zoning and permit requirements for your area to get a clear picture of what's allowed and what the associated costs might be.Also, don’t forget to factor in things like parking and whether you’d need to add a kitchenette to make it a viable short-term rental (STR).