Before you commit I would talk to banks, probably local banks are better than regional or national. 

Local real estate agents are saying open it up still as the opening seems too small and makes the space feel cramped. 

Have you tried contacting a local community bank? 

I’m also interested in connecting with local investors, real estate agents, and lenders who are open to collaborating on new opportunities.

I’ve found that leveraging local networking events, investor meetups, and even direct outreach through social media can help bridge that gap.One challenge I had to get creative with recently was navigating a complex title issue on a property.

Local real estate agent.

Are you local to the property?

If you are in an LLC and looking for better rates and longer amortization terms, I recommend networking with local and community banks. 

However, if they are still considered a short-term guest under lodging rules, you may have more flexibility, though the specifics can depend on local regulations in Seattle.Since this can become a legal gray area, I recommend documenting all agreements, payments, and communication with the guest.

Quote from @Paige Gardner: Does anyone have Any HML recommendations I'm a beginner and want to get started right away but want to weigh my options  Local to your market, happy to connect to help or point you in the right direction.cheers!