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Results (10,000+)
Melissa Odom Needing Advice on Commercial Project
11 February 2025 | 14 replies
I have ideas of the values, but nothing based on anything concrete.If I take out a construction loan, how do I pay for the construction loan during the process? 
Donyea Jenkins Off market and fix and flip - Team Building & Advice
18 February 2025 | 13 replies
If you're strictly buying turnkey properties and financing with DSCR loans, keep in mind that you'll typically need to put down 20% or more, and because of the higher LTV, you’ll often get the highest interest rate available for your credit bracket.
Allen Zhu first deal potentially
13 February 2025 | 1 reply
Here's the deal:Purchase Price (PP): $95kRenovation Budget (via HML): $60kTotal All-In Cost: $155kARV (After Repair Value): Around $200kRefinance (via DSCR Loan): 7% interest, 30-year fixedRefinance Details: After the refi, I will pay back the Hard Money Loan (HML) at 11.95% with 3 points:HML: $60,000Interest/fees: $3,585Other costs: $1,800Total to pay back HML: $65,385After the refi, I will have $84,615 left in cash.Cash Flow & Expenses:Expected Rent Income: $1,700/monthProperty Management (PM): $126/monthInsurance: $100/monthTaxes: $126/monthMortgage: $1,043.75/monthTotal Expenses: $1,395.75/monthSo my monthly cash flow is about:$1,700 - $1,395.75 = $304.25/month in cash flow.Return on Investment:Cash Invested After Refi: About $18,385 (after paying off HML and closing costs).Annual Cash Flow: $304.25 * 12 = $3,651Cash-on-Cash Return (CoC): $3,651 / $18,385 = 19.8%I didn’t account for maintenance costs since it’s a full gut rehab, and everything is brand new.
Benjamin Bieber Rent to Retirement
27 February 2025 | 3 replies
We also have many unique buyer incentives where an investor can get up to a 10% price reduction to come into immediate equity, or get that 10% as a cash back at closing to reduce your down payment and increase your ROI, or buy rates down into the low 4s on 30yr loans to maximize cash flow.
Jesus A Macias Inquiring About a Lender
22 February 2025 | 5 replies
They provide lines of 0% credit with an 8% fee, hard money and DSCR loans among others. https://www.rammfinancial.com/Thoughts?
Joseph Mena New investor although been a landlord for 10 years
26 February 2025 | 4 replies
Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.
Mehdi Mir Newbie in Texas Dallas
18 February 2025 | 15 replies
We maybe be able to get you an owner occupied loan faster than that. 
Benjamin Lingo Raw land acquisition funding advice
13 February 2025 | 12 replies
I suppose they would be able to help me figure it out but I’m still trying to determine what is the best way to fund something like this and would it be better to sell off the entire purchase once split into separate parcels or is there a way to structure a deal as to where I could sell off some of the land to repay the loan/investors and also retain a portion of it to develop with my own short term rentals.
Jacorion Williams Tips and tricks for First Property
14 February 2025 | 6 replies
I’m currently closing on my first property in 2 weeks using a FHA 203k loan to help with renovations. 
Katie Camargo House appraised for more than expected- should I change my strategy?
10 February 2025 | 13 replies
I'm planning on putting 25% down because that is a requirement of the loan.