If the only MFH options you're finding are in areas you're not comfortable with, it might be worth focusing on a duplex in a better neighborhood.Saving up for a larger property later is a valid approach too, but keep in mind that real estate tends to appreciate over time, and waiting might make it harder to enter the market later.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Needs all new cabintry, windows, doors, roof (has some life left), fixtures, fencing, some electrical and plumbing changes, and some framing/drywall due to termite damaged sill plate in areas.

I think demand will continue to grow as the area settles into its next life as more of a year round destination.  

Don't make your life more complicated than it has to be.

Over that time we have acquired 4 properties, 6 doors. 

The slowdown allows more time for due diligence, property acquisition, and long-term planning.

I would not go through that process, not worth the time and money.

I'm worried, scared and excited at the same time.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.