Doing this is less expensive, you understand 100% of the lease (because you wrote it), and you have the intellectual rights to adjust it as you see fit (then have a lawyer look over it again).

If they don't answer my questions, I know they have not read the ad and are just clicking and "tire kicking" or they lack the intellectual focus for me to have any business relationship with them.  

Unless the lump sum folks have access to loans that don't have any fees or Phase 1s that happen for free, it isn't intellectually honest to wish those away. 

To the best of my knowledge Jeff Watson and Brian Meara dismissed after they found out about all of the circumvention you did, and also by violating intellectual property.

As you know, we don't want to buy anything at market, so the next intellectual step for you to make is to think about how to buy with equity...

If I were to rank them, I'd rate the following: NYC/Boston (Not really into drinking and partying, but love the energy and diversity of NY and the intellectualism of Boston)Philadelphia (The History and just East Coast in general)Chicago/D.C.

Your commercial risks might be intellectual property, fiduciary responsibility, failure to perform (on a JV deal), buying a Homepath during owner occupancy period, etc.The GC license (like passing the bar exam or going to medical school) makes you more of an expert so you should really want specific coverage and layers of coverage even if it costs more.Your umbrella won't help the business in these cases.

I suggest the SD newbies here saying that cash flow in SoCal is hard or difficult just because it doesn't hit the 1% or 2% rule or any other made up, nonsensical, intellectually lazy "rule of thumb" to re-read Dan Heuschele's first post on this forum very carefully.

Not so much because of his political views or agenda, but because of his intellectual capacity ...

It was downright boring to me from an intellectual standpoint and I really missed being an engineer.