I am working on increasing my knowledge and skills on the accounting side of investing.  

The allure of fat cash flow (at least on paper) and the low barrier of entry (down payment) never stop attracting new investors. 

But I'd like to see Lynnette's projects to support your claim "the portfolio was a 30% increase in cost to the consumers" since in TN, NC, VA, NC PPAs are priced at avoided costs. 

Low down payment, but you would be increasing the value of the property with your own cash.

The increased cash flow would make such a substantial difference in your daily life that not paying it off would be foolish.Outside of that, I can't see many reasons I would take a 15% tax hit to save 4% on a mortgage, which is really only effectively about 3-3.5% depending on your tax bracket.

In this post, I will explain the criteria and the information sources.Income requirements for financial independence:Rents increase faster than inflation: Inflation erodes the value of money over time, causing prices for goods and services to rise.

Also, I am assuming since you house hacked that you only did 5% down, which then increases your mortgage payments compared to 25% down buyers.

I am also putting together my own syndications to help other investors increase returns but even more importantly give them the time to live the life they want.

@Marcos De la CruzHave you ever appealed the property tax increases on your Dallas rental?

So, I would work to increase your knowledge and experience and really identify a strategy that suits you before moving forward with anything. 2.