We can also include rehab financing, if there is any value add opportunities with this deal you have on the table. 

Property includes: (2 buildings)The large old building with main level office previously a dental office and potential for build out second floor of (1)-1br efficiency apartment, (3)-2br/1bath.

Because, for instance, if I am flipping a couple of properties and I am in the middle of the rehab, but it will take a couple of months for them to get finished and sold, I may be paying $4000 on hard money debt payments per month, and if that debt is included in whether or not I will qualify for a refinance, then I may not qualify.

It may be easier to include utilities in the rent.

Just because some fellow investor includes it on her or his log, does not mean it flies - unless this investor was audited and won.

I'm a rookie in whole selling , I only have the knowledge that social media has and I think I understand how it works but have no idea of where to start or how its pretty frustrating not being able to provide for my family the way I want to and I could really use some advice or maybe tutoring in this subject, I just turned 20 and I want to have a good life in this economy I could really use any advice thank you so much.

If the loan officer asks for just personal debts, then don't disclose any business debts including debts on real estate that if that debt was qualified for by the business.2.

The home is 4bed/3bath and 1990sqftFinishes= quartz countertops, fully tiled showers, 8ft doors, LVP flooring throughoutFinancing isn't included in Gross Margin. 

It essentially includes having a buyer for a specific property BEFORE entering  in a contract with a seller.  

I have clients (including myself) who invest here and out of the area.