Investing in your self improvement is wonderful most people do not have the mindset for growth.   

There's an equal chance they stay here and even a shot they go higher. 

You may recoup the money, but there's also a good chance you'll lose some.

My suggestion to improve your cash flow is to find another bank/lender.

To further improve cash flow, look into doing MTR(travel nursing) or if possible STR(more risky).

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

University of Kentucky and Lexington-Fayette Urban County Government Land Swap: In 2018, the University of Kentucky exchanged 250 acres near its Coldstream Research Campus for control of several important roads in and around campus, contributing to economic development opportunities and improved urban planning. 

I apologized and said (and truly meant) I'd follow up on it and improve for the future.

Everyone thinks they can paint but there's a big difference between a professional paint job and a non-professional one (the latter usually actually damages the property instead of improving it). 

This is the same if you made an improvement to your home like finishing a basement or adding in a pool.