All institutional lenders, your big-box lenders all require an appraisal and really need 4 weeks to close.Hard Money, Private Money, that only matters if YOU HAVE SOMETHING. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

If owner occupied, you don't have a choice but to live in it until you meet the required occupancy stipulations in the loan.

Given the cost of LLCs in certain states and the maintenance/headache required to keep your books in order, there should be a good reason for you to pursue a separate LLC for each property.

Our program only requires a small 10% down payment on the purchase price and we will fund 100% of your rehab costs.

Ron Desantis wants to eliminate property taxes in Florida most likely via a constitutional amendment for voters which would require 60% to pass. 

I don't know if Indianapolis/Avon specifically would require its own entrance or not.

High end customers will require Concierge services. 

Short-term rentals (STRs) could work well in vacation-heavy areas, but they require active management—considering a co-host or property manager can help offset time constraints.

I moved to miami and it's tough to do here columbus land is cheap. lower than lenders even require our buyers have to come up with additional equity just to close the loan. not sure austin's economics but happy to look at a case study with you to see if it's feasible