I design the homes and build my budget with that in mind. 

What type of MEP work are you putting into the design for getting the sewer, water, power, and internet (assuming you're not extending gas) to the inside of the building? 

However, prop 13 is a gift to long holds, my interest rates are high 2s or in the 3s, and everything was financed (cashed out) between Dec 2020 and Dec 2021 (when the government tells you they are going to raise interest rates, it is generally a good idea to believe them).

Living and working overseas can present unique challenges when it comes to securing financing, but there are definitely loan options designed for situations like yours.

This appears to be another article designed to capture eyeballs by creating controversy. 

There are also loans that are specifically designed for this type of property if there is enough work that needs done.  

Agreed, I think these articles are primarily made as clickbait and designed to give homebuyers false hope of an impending housing crash.

I like to schedule a time to drop off a Hickory Farms gift basket before the holidays.

Quote from @Ryan Hakes: @Jay Hinrichs Incidentally I heard about this from an ad on Facebook so came here for explanations and comments as the ad was clearly intentionally ambiguous and designed to put you into a marketing funnel.Incidentally, it's perfectly acceptable to write into an agreement that earnest money shall be due 3-5 banking days after acceptance which is enough time to use your end buyers non-refundable deposit (except for free/clear title).

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.