Not sure of housing in 2025 and future.

If you're considering Real Estate as an option in the future, I would not add the money to either of these accounts. 

It is something I am interested in doing in the future, potentially even this year, but I am curious how to put concrete numbers to this decision.  

This is perfectly fine if you are going to be living there a long time, but I see people who use a home as a stepping stool home to a larger home in future and make it very customized to their liking but then when try and sell it, it does not appeal to the masses.

. - Taxes are on the higher side at $6,000 yearMy Numbers: $115,000 putting 20% of my money $23,000 and finance the rest with total expense of $1,834Monthly expense numbers: Future Maintenance 13% $273 - Vacancy 5% $105 - Property Insurance 5% $105 - Property Taxes 23% $500 - Property management 10% $215 - Office/Travel/Legal 4% $84 - Mortgage 26% $552 - Monthly Cash Flow - $316 per month or $3,792 per year so Cash on Cash = 17%I think this looks like it is a deal worth doing and I also believe I can bump the total rent up by $50 each tenant which I think make it even better.

From day one I treated my involvement in real estate as a real business.This means, I had an advertising budget, a lead generating and follow up process, a back end process and money source and above all an experienced mentor.  

I guess I need to change some settings on BiggerPockets to notify me in the future.

Good luck on your future! 

We hope to have it up and running again in the future, but we do not have an ETA for the release at this time. 

Generating equity is often second to that.