Hi @Nicholas L please explain

U want an attorney NOW to explain to you in detail the laws surrounding how the mechanics work.

As Don explained what the wrap does is give the buyer who is the payor of the wrap the right to step in and payoff the first and in the AITDS we used he would wipe out the warp owners equity. 

You can Explain the reason for changeThe location Scope of work after making the changeHow will the change impact cost, time, and other parts of the project?

Greatly appreciate that you included the numbers... as a new/learning investor seeing the numbers can really help explain and educate when learning to analyze properties. 

Makes it easy for me to explain and show the numbers to my spouse and others.

I have spoken to both a mortgage banker and a modular cabin company and explained our situation.

From what have been explain to me there are advantages and disadvantages in both situations and they aren't exactly interchangeable.Don't know much more than this. 

Can you explain your partnership?

He pathetically explained that he has no significant other, family (remarking,"I'm not like that") or really friends.