That can cause a desire to just get the H*** out (which can mean a deal for you), or they can decide to stay and haggle to get more money.

.✅ Use 20% from my HELOC for the down payment and finance the rest with hard money.✅ Force appreciation over 6 months, then refinance into a DSCR loan to pay off the HELOC.✅ Rinse and repeat!

She has the money, but not the income. 

Since prices are so cheap, you don't need to worry about hard money.

I do disclose to the seller I make money when the final product is done that is why I am not charging a fee to either side.

It enables us to keep our money working at our current rate, and it puts more money in the hands of the rehabber.

I think you save money by using a good accounting program-no matter which one--because you have instrumentation to watch your income and expenses and because you're less likely to lose deductions.

My goal for 2025 is to complete 50+ transactions and collaborate with even more people in this community.If you’re a private money lender, investor, or fellow enthusiast feel free to reach out.

If the cash-out refinance option isn’t providing enough liquidity, you could also consider a hard money loan, though these tend to come with higher interest rates and shorter terms.

One year after I used that property to pull a HELOC and this year used that money to purchase an off market 4 family property in Clinton for well under market value, which I just recently finished all of the repairs and upgrades on.