Quick tips…✅ Everyday Homeowners - track all home improvements as you could qualify for energy efficiency home improvement credit - new exterior windows, new central A/C, new hot water heater, new insulation material.✅ Investors - Keep detailed records of ALL rental property expenses to reduce your taxable income - helping your CPA spot additional tax saving opportunities.Imperative to use a CPA who is well versed in Real Estate tax code.My CPA is just that - DM me to get his contact information....

You bring up an excellent point about the trade-offs between second home and investment property loans.

If you have just one unit it's not too hard to keep track of payments, you can do it for free in Excel or Google Sheets, you just have to stay on top of it.

The build cost would be a little higher because i would use foam in the exterior walls and also use insulation in the interior walls for energy saving and sound dampining.

It’s great to have you here, and it sounds like you’re in an excellent position to start your real estate investing journey.

Quote from @Blake Van Ness: Hello i'm working Insulating my garage.

Hi Xavien,You’ve raised an excellent and often overlooked point about the benefits of business credit, particularly for real estate investors.

That is an excellent first post.

Excel spreadsheets, and not doing very well keeping up with them either!

There are excellent deals available this time of year, but the inflated prices of small multifamily properties can make finding a good deal challenging.