I’ve been reading extensively on strategies to minimize tenant vacancies through smart investments, and I’ve come to realize that many other factors play a crucial role when managing rental properties.

What they fail to realize is that if they don't have the IQ or EQ to thrive at their day jobs, they are going to be equally miserable at Real Estate. 

More cash flow equals more spending.  

Meanwhile, in the 4 years in limbo massive redevelopment was occurring in the area, and we were offered an amount equal to our investment plus a reasonable profit by a developer.   

On the contrary, it’s crucial to protect yourself when stacking personal or business credit cards.I like to break down credit with an analogy to prioritize cash and showcase how leveraging credit can help you maneuver into real estate with less risk.

These are questions I would ask and as you noted, if it seems to good to be true.....I have not dove into this in detail, this is just what the "sniff test" questions I would ask - could be a great investment for people - I am just telling you what I would ask. question would be who is the lender with a proven track record as you note Chris that would be important to know is the fixed debt investments ( loans secured by RE) bringing in say 8 to 9% and the equity in the MF is making up the difference with rental returns.. so say rental returns are 6% and the Notes are at 7% that equals teh 13%  ??? 

Was there equal amount of stuff in the garage and back yard?

While you can make a 50% down payment, it's crucial to have an emergency fund in place.

Building a strong local team is crucial too.

In contrast, private lenders focus more on the value of the asset, offering faster, more flexible loans for projects like fix-and-flips or rentals, which can be crucial in time-sensitive deals.It really boils down to your priorities and preferences.