May require some patience, but trust me, this stuff is not easy for some people to follow... 

You post makes me want to remind everyone that florida isn't an easy market to enter short term rentals.

No ductwork was added to this basement which is totally below grade and naturally 15 degrees or more cooler in the summer.At a third house which was 2 story with boiler in the basement adding ductwork to the first floor was easy in the unfinished basement, and running ducts to the second floor was not all that difficult. 

Either way can work, it won't be easy where deals will pop up in your lap

Easy to use yourself too HELOC works (there may be some places that do a HELOCs on rental properties)I personally have used a 401k Loan on a few occasions - You're essentially borrowing money from your 401k and paying yourself back (interest goes back into your 401k as opposed to a bank) and if you don't pay your 401k back the loan would simply become a withdraw (maybe some tax penalties, but you could probably finagle a workaround).

Happy to help --What are you referring to when you say you specialize in this specific issue?  

Providing a simple and easy move-in process can help create the best experience for new tenants.

If you want to develop it, I can refer you a lender that will lend on a completed subject to appraisal but you'll be limited if you just want it for the lot.If you simply want the land as part of your property, you have more options including a HELOC which you can still use for development down the road. 

Scammers do exist, and it’s smart to verify a lender’s legitimacy before moving forward.Check Reviews and References: Look for reviews on trusted platforms like BiggerPockets or Google.

They are like marriages: easy to get into but very painful to get out of.