If that makes sense. if no other builders offered on it and your the only one..

@Adam NewmanWhy not put 5% down or go with the FHA loan if the numbers still make sense?

If so, youll want to do the calculations if it makes sense to immediately refinance or wait the year until the penalty goes away. 

For me personally, I am hesitant to sell unless it really makes sense.

Even in HCOL areas, adding an ADU typically does not make sense because developing a single small unit is the most expensive residential development that exists.Adding an ADU is a lot of work (probably more than a brrrr but with worse return), has poor financing options, typically adds less value than the cost of the addition, and detracts something from the primary structure even if it is just yard and privacy.Good luck 

Montgomery county, and now Frederick are becoming too expensive for it to make sense for us right now.My biggest surprise, that's a good questions.

I can't get the sense for the cost of their "Stage 2" service and they won't disclose it.

Tomorrow could be bad. so if a deal makes sense today in the current market I would take that over future speculation.

@Luke Tetreault I like Jonathan Greenes advice to rank your properties and then figure out what makes the most sense.

Everything in the article makes total sense...wealth building helps through appreciation and debt paydown over time.It makes sense that chicago suburbs with strong school districts perform the best.