The fact that you are working with a loan officer who is coaching you on committing fraud, you may want to change your circle of influence. 

From what I've seen (especially in markets like Phoenix and San Antonio), it's often a matter of alignment rather than luck.Make Your Property a No-Brainer: ALE primarily works with displaced families - think floods, fires, or other home damages.

We have had a lot construction work recently and all of the people doing the work are Hispanic, don't speak English, due to hurricane damage. 

Won’t use metal spikes since they would damage the trees.      

The Cape Coral Code Compliance officer showed the roofer the various emails to BTC, which left the roofer very unhappy as he then knew he had been misled and made him liable for a fine for illegally performing work while a red stop work order was in place.BTC appears to be continuing to cause damage to customers and other contractors. 

Vacancy rates can be highly market-specific and influenced by factors like the local job market, tenant demographics, and property management.

The idea is to start now, so over the next 30 years, we can build enough market influence to work effectively with affordable housing programs and truly drive down rental prices.To kick this off, I’m working on our first project.

Multi-family properties typically draw transient tenants, singles or couples without children, who stay only 1–2 years and cause moderate to serious damages.

Quote from @Ana Mills: The high quotes for the electricians will be way cheaper than having your handyman do it and it causing damage, causing a fire, or even worse causing a fire later when someone is living there and that person/persons getting hurt because of the work being done by an unlicensed worker doing the work. 

I was born and raised there, so I am very familiar with flood and wind damage from hurricanes.