Interesting approach, how would multiple refi affect my credit score?

If not, then I'd explore a line of credit, but that will also be a full doc qualification and you'd still have that variable interest rate.

Simply because rates are higher, homes are not selling, and deals do not work.

Fast forward 20 years: I now have money in the bank, excellent credit, live modestly on my own, and run a business that’s doing well.Unfortunately, I wasn’t able to save much for retirement during most of my life.

You will not be refunded any of the UFMIP if you refi unless you refi into another FHA loan, in which case you will receive a partial credit based on how long it's been.

It's the boring places that probably won't appreciate above the rate of inflation that will provide real month to month income. 

True re the prior poster, re this helping the seller save their credit, if you buy sub-to you will dramatically raise their FICO since the mortgage will show on-time payments.  

In many markets section 8 is higher than market rate. and investors need that extra return to mitigate the risk of sec 8 tenants generally speaking.

That 4% cap rate on in place financials is a lie.  

A couple questions:1) Has anyone worked with local lenders like a local bank or credit union?