It's also important to be aware of any deed restrictions or covenants that could impact your intended use of the property.A Personal Anecdote:I once assisted a client in Omaha who purchased a Freddie Mac home intending to convert it into a rental property.

This seems like a great opportunity to take abandoned strip malls or motels and convert them to residential.

If anyone is concerned about the Due on Sale because of interest rates being higher, look who owns the loan and who the servicer is, I hear often people saying that the Bank will call low interest loans just to get a higher interest, the money from the mortgage is from a hedge fund or a Government back mortgage (gets deeper but just as an example), I would never see any other money provider just targeting Subject to's for the sake of the deed changing names.If someone is concerned about the DOS Clause then they need to convert that energy into education.

Additionally, I’m considering converting a garage into a bedroom.If I want to list these properties on Airbnb, I understand I’ll need to obtain the following:• BTR (Business Tax Receipt)• CU (Certificate of Use)For these, I’ll need to undergo a city inspection.

Converting that money to cash flow is a problem for later.   

Then refinance it in 12 -24 months to take cash out and convert to a full time investment.The other property I would find a Duplex or 3-4 unit in or around Crystal River and set it up as a STR. 

It seems like your ROI is basically the same in each option, but you are taking on a much bigger project to convert a single family to a four-family.So basic calculations, since we don't have a full financial picture, i.e. what does financing of each look like?  

Once the rehab is complete, we use a rate/term refi to convert the construction loan to permanent financing.

Xero will work since I have clients that uses them and well I helped them convert to it.

What am I going to do if a guest uses too much energy... nothingThe goal is to run MTR for a few years and then convert to LTR.