@Shak F. you wont be able to do a cash-out refinance with a conventional loan, since they require 12 months.

We launched HomWork, in 2018, with the intent of acquiring SRO properties that we can remodel and remarket to digital nomads and remote workers.

If its a rental you could get a DSCR loan which is different than a conventional loan. 

This may border on mortgage fraud though if she gets a conventional loan knowing she intends to just hand you the title.What about a private lender that won’t make you sign personally?

HI Guenevere, You can acquire your a primary residence from up to 1-4 units for as low as 5% with conventional or 3.5% FHA with a few exceptions.

Sometimes the smoothest way to acquire your 2nd house hack, the conventional route could be the best.

For my particular situation, I have a construction loan that will be refinanced into a conventional mortgage (probably) upon completion. 

I'm excited for the opportunity to be apart of the community with BP, I reside in the state of Virginia and started my investment journey many years ago at 22 doing fix and flips, I stopped when the market crashed in 2007/2008 and didn't like the way the market looked and I left the investing world, I became a mortgage loan officer, and then processor and later underwriter and learned the backend of the conventional lending world.

There's a lot of people investing in Bitcoin and other digital currencies.

Regardless if it is a private money or conventional deal.