I've been trying to find a definitive ruling on the subject for MD, but it seems there are just general usury guidelines that a landlord SHOULD follow.

but you spent more than that including holding costs.and say your appraisal comes in at 300, and your lender says at the last minute you only get 75% because their guidelines changed. that's only 225. 

There are a few, and I mean very few, DSCR lenders who have recently updated their guidelines to allow for padsplit properties...

Even if you build according to FEMA guidelines, a storm is a storm and you virtually cannot stop them.I would personally go elsewhere if you are going to stay in this business...But Good Luck!!!

Some states may restrict closing in a personal name, however this would be a lender specific guideline. 

The guidelines for ADUs will vary from lender to lender, but there are options for those, yes.  

Some areas allow for your investment mobile home to sit atop a pier and beam foundation, while others allow concrete block supports atop crushed rock.

In fact, what can you really do unless there's concrete evidence of a lease violation? 

We hired a contractor to renovate our basement, and they just "finished" self-leveling the concrete floor and framing.

I get being annoyed by the constant adding of rules and regulations from the site, it bothers me as well, but frankly, anyone who wasn't already meeting these guidelines with their messaging shouldn't be hosting anyway.