Be smart, be that skill keeper and you gonna learn a ton about the properties you want to be an expert in, your gonna enable house hacking and BRRR like a rock-star, your gonna be blue-collar-rich as they are top demand and income right now so long as you don't develop a nose candy problem you will have considerable disposable income to invest and empower maximum REI potentials. 

I'm in a similar situation and looking for a high LOC.PenFed does hand out a no fee cash advance card with a $10,000 limit like candy to anyone with decent (700ish +) credit.If you find any banks doing high limit LOCs, definitely let me know!

Poison is effective but they can die and decompose in the walls as David described above.4.

If you were sitting at home watching tv or playing candy crush on your phone... you wouldn't have gotten so "lucky".

Especially in the current environment where new traders on Robinhood are buying options willy-nilly, it's like taking candy from kids.

That ain’t the job for you… I can’t stress this enough picking a job is like walking through a candy store, a lot of them seem good till you break them down by pay/demand/desire and look at them, don’t get distracted by something shiny.

And it actually might be a bit worse than you imagined - because you have a valid exchange with valid identifications the next time your exchange can die is day 181. 

I suspect with Biden that he may increase the tax deduction which will help but mess around with the capital gains rates which will hurt.Other than that I only worry about nation welfare being handed out like candy and Biden (Americans) will be stuck with the bill.

- Keep a solid day job- Your property reserve should be monthly expense of at least $50 per property- Vacancy makes me sick- I'm never sick- Personally manage properties- Good record keeping- Own other assets- Recycle your capital and buy more assets- Professional tax returns- Buy Adobe, all your documents like loan applications should be typed, do not hand write them and look like your in grade school, report cards do not exist, financial statements are what matters- Go above and beyond delivering any request a bank might have quickly, neatly and in person- Provide more information to the banks that will make you look attractive- Buy sees candy for the receptionist- When your rejected by one bank call 5 more- Question everything, most of the time frontline bankers have there head up ... so question stuff and get to the decision makers- Document your repairs and buy a binding machine to present portfolios to the bank and impress the crap out of them- When you deliver items to the bank keep them simple.

He can do that as a registered lender.Do it legally.Things can happen, your friend can die or you could, the note goes to the estate, issues arise, you can't make a note and hide it from other events that happen in life.