Most fall under category 1, followed by category 4, then 2 and finally category 3.

Never mind the quality customer service you get from an LO who is more incentivized to close your loan rather than a W2 employee who is paid hourly with small commission bonus. 

You need to answer all the above questions, then identify a course of action based on those answers, and then place those actions into the three categories above.

The #1 way real estate investors defer taxes to later dates is with a system called depreciation and bonus depreciation.Depreciation is the act of slowly, over time, deducting the initial expense of an asset against your taxable income.Generally over a 27.5 (residential) or 39 (commercial) yr time frame.So each year you can write off a few percent of the purchase price against your income. 

If it isn’t a “bonus” situation listed below I wouldn’t do it as a seller, even for 12%. 

If you are not a real estate professional and bonus depreciation is limited to 40% starting Jan 1, the tax benefits are going to be pretty minimal unless I am missing something. 

I also get the added bonus of a bunch of travel points haha Is it possible to get this loan for an investment property?

 - Section 8 signing bonus.

A quick run down:at $150/sqft 1473-1666 sqft  1667-1833 sqft1834-2000 sqft The chart shows 4 categories but that can be broken down into 3 categories.

On the flip side to investors , other than the obvious advice to do your due diligence and stress testing seriously, also do the important work of self assessing your own true risk tolerance, ultimately defined by “are you comfortable losing it all” in a particular investment or asset category.