Thanks for your reply mate,Nobody is telling the little guy not to invest.I stressed what I think is a safer way of investing.If our turnkey model allowed leverage, we would have 10xed our business since 2014.I just don't believe in the model and me saying "all cash" is definitely not benefiting my company...To your example, the investor uses $100,000 to buy 4 properties at 90% LTV and a black swan event like Covid or interest rate hike happens and 3 go vacant and 2 need major turns.Then what?

Bought a 1980’s brass and white ceiling fan at a garage sale for $5, painted the brass parts wrinkle finish black, now it looks vintage.

Quote from @John Archer: Hello BP community, I’ve recently gone down on a black whole on youtube about Pace Morby.

Real estate investor "black belts" out there; do you think it is possible to get a bank to lend to us without quoting $2000 a month in PMI due to our credit scores?

. * We can only imagine the morass of bureaucracy it will take to administer Rent Control, housing will be forever taken off the market and it may encourage an illegal black market in Rent Controlled units.https://caanet.org/votervoice/You can contact your local reps here to fight this injustice!!

Steep roads do get icy, learn about black ice.  

Many of the restrictions I've seen from that era said "no Jews, blacks or others of non white heritage".

The home was mostly turnkey, but we painted the interior and exterior (we always wanted a black home) and provided all new light fixtures and furniture.

Purchase price: $1,345,000 Cash invested: $500,000 Sale price: $1,825,000 Case Study: 3142 Fairfield AvenueThis case study delves into the transformation of an 8-unit mixed-use property, a blend of residential and retail spaces, located in the vibrant Black Rock neighborhood of Bridgeport, Connecticut.

Also, it's hard for folks to put assets and liabilities side by side, because for some, they have a negative net worth - and facing that fact in black and white is not fun.