I would use the minimum I needed to make the STR successful, and have a backup plan if the STR lost money.In other words, this might be best suited for someone with a big W2 shovel, they just don't have the full downpayment built up yet, but if they ran into future issues or slow STR months, their W2 could cover it (and the HELOC payment).Also, you have to really research your STR investment first to be almost certain it will profit.  

Not sure if the owner got it back up, but I doubt it as they do not go back on their "rulings" often.

I think I’d like to start investing in my Roth IRA which I have but haven’t contributed since I’ve bought the duplex back in September 22 but I’m trying to figure out my budget again because I’ve moved to Los Angeles to live with my gf.My reserves have definitely taken a hit so I’d like to build it back up and am hesitant to start contributing again until I can have a reserve for my real estate (thinking 6 months worth until I’m comfortable contributing to Roth again)Is this dumb?

Have a portable unit on back up. 

My advice to everyone is, to only make claims when you have the data to back up those claims. 

If you want to save money , do it yourself or find your own contractors , and at that point expect your PM to put you on the back burner . 

Right, so you have to get more creative on the purchase, focus on getting good deals, and have multiple back up strategies for renting. 

I personally would recommend college as a backup and as credentials to future investments 

You need the backup option in case the mid-term rental market changes.Stephen, this above should get you started.

I always have at least one back up for each contact in case of emergency.