And as far as social media goes, there are more than 2.2 billion active users on the site every day.

I attended local meet-ups, joined real estate associations, and even reached out to experienced professionals in my area.

While I did look into the PM, local market, and was able to visit the property after closing, it was not to the degree of how closely I looked into RTR. 

When a syndicator noted recently that due to 8 degree temps in ATL, THREE of their assets were wracked by frozen pipes bursting, it caused me a little alarm, a little worry---and then I went back to watching TV.

I cant imagine the impact on labor and the vast degree of trade skills that will be leaving as well.

Also  American association of private lenders is one trade group,Thanks for the response, Chris.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

About a week ago, the borrower came through, paid all past due payments, paid all the costs associated with the foreclosure, and the note is now current.I learned this strategy from one of my clients.

In terms of the down payment, that 75,000 includes all of the additional fees and associated costs and such as well.

Add in the other folks he associates with,Wheelright, Kiyosaki, Sutton, and he's made himself the "authority" on TK.