The more affordable price points, combined with a steady rental market, provide some peace of mind.

Not the most scalable method, but I like the benefits it affords me while I am still a smaller operation.Completing 500 builds in just over 10 years is impressive for someone who just sorta fell into it.

Here are a few things that I like about the neighborhoods in Indy compared to other states: high rent-to-home-value ratio, consistent and gradual city development, relatively low property tax and insurance cost, affordable renovation service cost.

Both Indianapolis and Louisville are excellent markets to consider—affordable entry points, landlord-friendly laws, and steady rental demand.Since your background is in data science and analytics, you already have a strong foundation for analyzing deals.

I worked nonstop for 7-8 years building up my business but now the money has afforded me the lifestyle and freedom that is absolutely worth it.

My perspective is that I'm very pro-California appreciation and I'm willing to take some negative cash flow for a while (if someone can afford it).You mentioned that you may move back in the next 3.5 years.

I also looked at the $401K loan as icing on the cake because I could afford to take the hit on my biweekly paycheck and besides if I wasn't paying back the loan I would be using the cash to invest in real estate anyways. 

And my final dream is to buy land in my home country to build affordable housing for people there.

I have about 30k right now mostly in a HYSA and am planning to just hang on, I afford everything with my salary and roommates.

It's going to be more about your confidence in the market that you can afford than anything else, so the primary thing is to look up a few areas you might be able to afford and then look for someone local that can hop on a call to give you an idea about what investing there is like.