Do you have money set aside?

(Others would be more boring and say it’s just my money earning money.

Has anyone actually made money with this?

Pretty easy to make 2% or more when you're spending that kind of money.

Look for motivated sellers off market and market via cold calling and or direct mail, geofencing, advertising and the like.A good wholesaler is as @Ericka Parrott mentioned, direct to seller, did good underwriting and can deliver an actual "Deal" whether buy and hold or flip. 

I had a call with Simpletalk a few months ago and seemed pretty interesting but haven't pulled the trigger yet as it is costly.I know services do white labels and people brand it into their own AI call services, which mean a lot of these AI calls may actually be the same service...How much does Air AI cost?

Depends on the actual deal I have seen 85/15 rarely 90/10 but keep in mind your primary home will have a second lien on it typically if your LTV is over 75%. 

So they used the actual rented data of these companies to compare what rentals should go for in your market.

Value your money more. 

I was able to get a private loan which I used to purchase the house then I used my own money to rehab the house.