They are all equally responsible, it's up to them how they contribute, in what %. 

Florida, Texas, Arizona, and Southern California are leading examples where strong demand, warm climates, and economic growth contribute to steady year-round activity.

Having an open conversation about any possible contributing factors, including outdoor exposure, could help resolve the situation.

Each deal has contributed to my growth and expanded my risk tolerance.

there's no 'cash flow' in a BRRRR right now - what you get is the equity you've forced.i couldn't be less interested in contributing $X, waiting several years, and hoping i get $X back plus a return on top of that. 

.- because the USA has contributed more to global warming than any country and has prospered from it. - some otherwise smart people do not believe humans are contributing to global warming.  

Additionally, the increasing cost of living in Florida is definitely contributing to the problem.

Consider the extra expense a capital contribution to the equity provided these are in good locations. 

Having said that, the original author of the post do contribute a lot to answers on BP and I wouldn't take that away from him. 

But, again, if you friends  in Indy know a thing or two about investing and can partner with you, where you both have a financial stake and they get "more" of the pie relative to their equity contribution in order to oversee the success, that would be the ideal scenario in my book.As for broadly in markets, both are considered pretty good.