After talking to different people, I'm bieng told that a few investors have allready done this in the area and the chances of the bank finding out are very slim.

Chances are slim they'll take it.6.

I feel very fortunate to offer homebuyer services in a market with slim but stable growth.

Agents, both listing and buyers, know how the process really works and know if you're trying to wholesale a deal the odds of you getting an offer accepted are slim and those of actually closing the deal are slimmer still.Find an agent who can do electronic contracts and just submit offers blind (i.e., don't look at the place.)

* Are my chances slim to none to get it for 105k?

In a few more years of tenants I'm afraid the drywall may need removed and new studs put in.I'm considering purchasing a flat panel wall mount that will fit the size and weight of most retail TV's and installing it myself and making this part of the lease that the wall mount can't be removed.This rental is in a higher end development so the concern of the tenant not having a flat panel should be slim.

I agree, I believe the probability of getting 0% for 30 years is slim to none.

There is always a way to make a deal happen but in this situation its slim at best as your seller most likely will not be able to accept your offer.

That tells me that the buyer is in fantasy land.The odds of finding that deal and closing it and me getting paid is slim to none.Real brokers and agents aren't in the charity business.You might get a new agent to help a new investor and that can be the blind leading the blind.So is the buyer serious and realistic for the market is the key.There is a difference between a loser deal,marginal,good,great,and insane deal.If as an investor you can get into a good to great deal for an area you are realistic.If you are looking for an insane deal shotgunning all kinds of unrealistic offers you are not only wasting the broker/agents time but also yours as well.So do not always blame the broker/agent for not getting the deal you want.It could be you are unrealistic in your goals for the area.If investors are gobbling up properties at 50k and you want at 30k then you need to change to an area to find 30k properties or come up closer to 50k to compete.

If he can afford to make his payments and he can show that on paper the chances of the bank wanting to work with him will be slim.