Oh look, you get to deduct your cell phone, your internet, your tax prep, all kinds of other things regular people don’t. 

HELOANThis takes second position and is a closed end loan, meaning it's given as a lump sum similarly to a "regular" mortgage.

I know there are a lot of professionals in the suburb that I am looking that need a place to meet clients but don't necessarily want to go to their downtown offices regularly.

Regular mortgage.

I learned the drywall was cracking in October, but I'm not local to it so I wasn't checking it regularly.   

I train my team to not waste their time snaking if they can’t fix it in 10 minutes and just replace it since toilet is under $300 (I use $120 Costco ones) but yeah these things are difficult to know for regular hosts.Besides that, it is unfortunate but I kinda see why Airbnb made that decision.

I'd much prefer to put $60K on a down payment and closing costs so I have $50K to fix it up.So a couple of questions: 1) Am I mistaken in thinking those kind of lower down payment products are out there for regular folks like us? 

Just FYI :-)Yeah I know Simpson makes a structural screw for hangers now, with a hex head, but I’ve been seeing a lot of regular deck screws used lately and obviously if they’re not structural they don’t have the shear strength needed to support a deck.

As best as I can tell on both sites, the algorithm looks something like this:Cheapest price>least restrictions (cancellation, # of days minimum, etc)>Premier/Super host>Review Scores>Most discounts (weekly, last minute, etc)>Regular revisions

If you have a lender you trust and work with regularly, it wouldnt hurt to have a conversation about it with them.