Are investors finding it easier or harder to refinance with current rates?

If rates come down (most likely not in 2025) you can refinance or just shovel cash-flow and pay it down quicker. 

Fellow attorneys rate him 1.5 or 2.5 out of 5.  

If you pay off your mortgage (which is a good interest rate), you will likely burn through that cash flow as it is more accessible, AND that money isnt working for you anymore (unless you reinvested it).  

A line of credit is adjustable rate with interest only payments that will have a "draw" period usually of 3-5 years for investment properties (usually 10 years for primary home) then will amortize over the remaining term after the draw period.

Where to get the most recent and accurate data for things like:Unemployment dataPopulation growthJob diversity and top employers in the areaVacancy rates (eg huduser.org)Property taxes and jnsurance costsI saw bp pro and reventure and a bunch of other websites provide some of this data, but i wonder how accurate and recent it is.

I've been looking at a lot of smaller towns around Cleveland, Ohio and have noticed there are a lot of seemingly decent cash flow properties, but more around the 1.5-1.8% rate.

Luckily, interest rates dropped by the time of relisting and we found another buyer within 3 days of relisting.

Even if rents are trending up, if your tenant base can't make ends meet, the asset won't perform.

Don't expect rates to come down.