Personally I like the Section 8 program when the property is located in a super poor area with a ton of blight and crime.

What would be considered the easiest program for small hard money lenders to use to track loans and history and sending out 1098 's?

If you do not have (2) full years of 1099 you can still get approved for a mortgage using a Non/QM program like a "1 Year 1099" program or Bank statements.

Here’s our OPINION for the Metro Detroit market (use as a template for your target area!)

I was googling programs and came across baselane and it sounds like exactly what i need.

I am not affiliate with these programs.

I am now looking to enter the Chicago market, I have heard good things about that market.

I am not in the flipping market but I handle multifamily transactions for buyers and sellers who are very transactional.

They determine this based on a % of Fair Market Rent (FMR).

Also, you can possibly take equity out of your current properties instead of taking out a construction/hard money loans.Purchase and Rehab Financing:If you are doing simple purchase and rehab (not ground up), then it's not that hard to qualify and you just need to right broker/program.