I guess I can't wrap my head around the fact that anyone can make an argument as to how the doors and windows being left open was not the root cause of this issue.

Thanks for the heads up, I’ll call the mortgage companies.  

If you are a rookie and are considering OOS, get your head examined.

I can tell from your questions that you are in a bit over your head and before you make an incorrect decision you should STRONGLY consider a consultation with someone.

. - Why you think commercial will head for huge retrenching?

And with that again, nail hit squarely on the head. 

@Kristian Sexton@Sami Gren she hit it on the head. it is more of a liability issue when it comes to adding someone into the middle of a lease term.

Somehow, I had it in my head that I didn't want to do a cost seg, I like to keep things simple and cost seg seemed not worth it, so I have been investing for over a decade before we did the first.

Thanks for the heads up on financing a mixed-use property.

 @Nathan Gesner I’m trying to get out of my comfort zone and take action, im heading to my first local meet up next weekend so im pumped for that.