Gator most of the risk is on the person providing the earnest money.

@Mario Morales - Personally, I would do some research in your target market and search (even it on zillow) for 2-4 family properties and see what agent(s) seem to transact the most in that space.

.: I’m looking at a property that checks all the boxes—good numbers and fits my buy box—but I haven’t seen it in person.

Fewer still actually show-up to deliver the value in-person. 

I had hoped to set this up with PNC since I bank with them but an in-person visit to the branch is required for set up and this is not possible since I now live in Washington state.

I have found ChatGPT to be particularly useful for testing new Book Covers for BiggerPockets, such as our foray into the personal fitness category with upcoming title "Sweat for Life": 

Or a personal loan if interest rates aren't cost prohibitive?

One-person rental units are in the highest demand, and co-living directly appeals to this market.

The strategy is built on your own personal cash flow commitment.

Another popular option is AgFirst but I personally have had a hard time getting responses from them.