As little as you can move money around, try to get to a place where you are just paying yourself out and adding owner contributions into the business (but at the beginning stages this is something that is needed)

Mezzanine Financing: This type of subordinate financing can help fill the gap between the primary loan and the equity you're contributing.

Hi Robert,When partnering with someone, the terms should often depend on what each party is contributing, whether it’s money, time, or expertise.

I find so many incredible business owners and entrepreneurs out there are really good at making money, contributing to their community, creating jobs, etc., but then don't have time or brain power left to focus on taxes.

It’s fair for the capital partner to handle these financial contributions since they aren’t bringing management or hands-on skills.Whatever structure you choose, make sure all contributions and profit-sharing are clearly outlined in a legal agreement to avoid any potential misunderstandings down the road.

The education and health services sector alone added 23,800 jobs in the past year, reflecting a significant expansion in these industries, particularly in healthcare and social assistance​.Proximity to Major Employment Centers: Greater Heights offers convenient access to key employment hubs such as downtown Houston and the Galleria area, which are major attractors for residents due to the short commute and abundant job opportunities​.Education: Nearby institutions like University of Houston and Rice University contribute to the area's appeal.Infrastructure Projects: Ongoing developments like the East Blocks Redevelopment and BioHub II at Generation Park enhance local amenities and attractiveness.Investment InsightsGreater Heights Rental Market Trends:Single-Family House Rentals:Median Rent: $1,350 for 1 bedroom, $2,695 for 2 bedrooms, $3,250 for 3 bedrooms, and $6,100 for 4+ bedrooms​​.Stability in rent prices with modest YoY increases: 2 bedroom rents increased by $195, and 3 bedroom rents by $250​​.Median Sold Price YoY ComparisonApartment Rentals:1 bedroom apartments saw a YoY increase of $305, 2 bedroom apartments by $667, indicating strong demand for these unit types​​.Available Rentals:High availability of both house and apartment rentals, indicating a robust market that can support new rental investments​​.Sales Market Trends:Median Sale Prices:Significant appreciation in home values, particularly in 1-bedroom homes, which saw a 190.7% increase from $215K to $625K​​.Other bedroom counts also showed positive appreciation, e.g., 2 bedrooms (5.3%), 3 bedrooms (6.5%), 4 bedrooms (17.4%)​​.Market Activity:Increased number of homes for sale and sold, suggesting a dynamic and active real estate market.

Most DSCR lenders are usually going to want to see more equity contributed directly from the borrower, however there are some shorter term options that might work for you.

We’re always looking to connect with like-minded professionals in the real estate space, and I believe there could be opportunities for collaboration or sharing insights on future deals.Looking forward to seeing more of your posts and contributions in the forum!

As for sellers, perhaps they need this one to contribute to the purchase of a larger property and time is ticking on the exchange.  

Quote from @Rick Albert: The problem is agents are on here for the sole purpose of finding business, not necessarily contributing to the community.In the posts, I do not (or at least not intentionally) spam anyone.