Car washes are extremely profitable, too. 

If I sell it, I can pay off my car and jump right into my first flip. 

Obviously - I have also seen the latter, but I don't think having a loan at 75% or 80% LTV automatically rules you out for strong cashflow.

Most of the loans I do are on 25 to 30 year amortization, and included in that is people calling me b/c their current bank would only do 15 or 20 in cases where they've had the property for 15 or 10 years already.Every time your car insurance is up for renewal, that's an opportunity to make the carrier earn, or re-earn, your business.

Enter recurring charges and automatic late fees.

Go look at new car prices:(What is the $200 admin fee?

There are also still a lot of projects in the talks stage, for example some people whispering that DFW will become the electric car capital of the world. 

It was an automatic membership renewal with zero notice to me to decide if I wanted this or not.

Multiples of $9000 + will also automatically get reported) that a bank can tell are from a cryptocurrency conversion will be reported. 

One option is to pay down any existing debts (credit cards, car loans, etc.) to free up income capacity.