I'm fairly certain if I asked you to tell all of us your "story," busting your rear end and never giving up would be on your list.

You're monthly allocation of "roof future cost" doesn't happen when you want it to, it'll rear it's ugly head when it wants to.

Also received the Scope of Work: roof repair, exterior paint, replace rear siding, new exterior doors, new gutter, soffit and fascia repair, clean and seal basement, electrical repairs and new breaker 100 amp breaker, refinish hardwood floors, new vinyl kitchen floor, new furnace and duct work - Estimated $9,100 total."

I can easily grade, gravel, and fence off the rear 2 acres for outside storage that would easily bring in an extra 4k a month.

If they were similar then pay it, if way off then tell them here is the quote and this is what we will reimburse - next time think 2x about ordering a service without our approvalI think you will find that in a life-threatening emergency such as this a judge will very happily hand you your rear end should you try to enforce such a policy or contract term against the person who is in danger. 

Front 4 acres is zoned commercial, rear 8 acres is zoned large lot residential.

If anyone continues to state that buying direct from banks can't be done, then they need to fly their happy rear into Austin and I'll be glad to prove them otherwise!  

"The house band located at the sink on the right side of the house, to the left of the front entryway, and along the rear wall is discolored and decayed in a manner typical of water damage.

I had the foundation cracks repaired and tied together with engineering plans and permits, and also had to completely redo the pool and fix the cracks, and recompact the entire rear yard with geological engineering and inspections.

Here’s a rundown of my current situation:- Own an S-Corp (landscaping) generating 70k a year- 160k in available cash funds- Credit score around 720- Zero debt- Own one property valued at 365k, 30% equity- Property is rented by the room generating $400 a month after mortgage and taxes- Additional 590sqft house is being built in rear of property for 60k.