Now I question if I will be able to obtain fire insurance.  

My recommendation would be to get approved as a Landlord, contact the director's office and request that an inspection be completed before a tenant is selected (sometimes they will do this as long as you select a tenant within 14 days - which you want anyways), and have an online application and screening resource in place.  

Hello Cody,I don't think you are going to find any escrow officers who will do a subject 2 deal. 

However, they also come with a significant upfront investment.Before I commit to anything, I’d love to hear from those with experience:Are these programs worth the investment?

Because that trail will undoubtedly lead back to the alleged borrower.

Your end buyer WILL care about it.

As the market evolves we've intensified our commitment to helping investors focus only on listings that are eligible for vacation rental usages and either; have exceptional existing production or high potential for rental performance.

It’s a full-time commitment, especially when you’re just starting out.

That doesn't mean you have to file bankruptcy, but you do need to know there are better solutions than Subject To when in foreclosure.If you sign a deed in lieu, that means you will no longer own the property and will probably never be able to buy it.

No, I've not invested with SCDC, and it's not likely I will without evidence they can do / have done what they've claimed on their web site.